Your current (stock) gear ratio with 13T Front x 38T Rear is
2.92. The cheapest way to modify your gear ratio is by changing out your front sprocket; rather than your rear sprocket.
Rule of thumb; a larger ratio (greater than
2.92) gives you
more torque and acceleration, smaller ratio (less than
2.92) gives you
more speed with less torque.
In your situation; to gain
“more torque and acceleration” you’ll need to change your front sprocket to a 12T, which will give you a gear ratio of
3.17. You should be able to climb trees vertically @ that gear ratio.
I have attached a gear ratio chart in the event you want to see other options by changing out your rear sprocket.
Skooter