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Im running 3.5 by 10s front and 4.0 back on my chaly with a 120/70/10 rear tire and a 110/80/10 front tire.
Pretty tight up front with the fender arms (some bending was needed) and i ended up running offset sprockets which with out the chain would have very little clearance. Without the sprocket setup im pretty sure it would have rubbed from time to time on the tire and possibly the rim.
My thought is you can get away with a 110/80/10 front and back on 3.5 rims with no offset sprockets, someone should give it a try. Anything on a 4.0 wide rear and you would no doubt need offset sprockets.