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When you ordered the goods, did you stress to the company you wanted these items shipped and insured for actual value, or did you tell them to lower the amounts so you didn't have to pay as much VAT?
Contact the company you purchased the goods from and work it out. They should be liable if they fudged the insurance amounts, and you will be liable if you asked them to lower the value to circumvent paying more VAT.
Contact the company you purchased the goods from and work it out. They should be liable if they fudged the insurance amounts, and you will be liable if you asked them to lower the value to circumvent paying more VAT.